The Illegal Borrowing Strategy Traps Residents in Octopus with Fantastic Amounts of Debt

The police raided one of the illegal online loan offices (pinjol) in the Kelapa Gading area, North Jakarta. Police arrested 4 people in the raid.

Dirreskrimsus Polda Metro Jaya Kombes Auliansyah Lubis directly led the raid. He also had time to see firsthand how the employees collect to make residents trapped in octopus pinjol with the amount of debt that is getting bigger.

“If he (the customer) cannot pay the current online loan, he is directed to be able to borrow from another loan or vendor,” said the Director of Special Criminal Investigation, Kombes. Pol. Auliansyah Lubis was quoted from the Polda Metro Jaya Instagram, Wednesday (20/10). Berita Terkini

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According to him it was a ploy from the pinjol. The reason is that if we investigate further, these vendors are still the same company as the illegal online loans.

“Directed to the new vendor, that’s them too. Or you could say it’s an octopus,” added Auliansyah.

This is one of the reasons why the debts of these customers have swelled due to online loans. For that, Auliansyah advised to be more careful when you want to make an online loan. Berita Politik

During the raid in Green Lake City, one of the residents whose children were trapped in a pinjol said that the debt could swell to hundreds of millions of rupiah because of the very large interest and fines. Berita Hari ini

At that time, his son borrowed Rp. 2.5 million. However, for not paying on time, a fine of Rp 500 thousand per day was imposed so that the debt count continued to swell to Rp 100 million. Finance Solutions

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